Senior Advantage Canada: How to Enjoy Your Golden Years

It’s no secret that the older we get, the more important it is to take care of our health. But did you know that there are ways to make your golden years even better? Senior Advantage Canada is a membership program that provides seniors with access to exclusive benefits and discounts on travel, dining, shopping, and more. 

Read along to learn about the benefits of joining Senior Advantage Canada and how you can start enjoying your retirement years to the fullest!

What are Senior Discounts?

Senior discounts in Canada are a great way for seniors to save money on everyday expenses. Whether it’s groceries, travel, or entertainment, many businesses offer discounted rates to seniors who show their ID. 

Senior Advantage Canada takes things one step further by offering members exclusive discounts and benefits at some of the most popular retailers in the country. With Senior Advantage Canada, you can save on everything from car rentals to prescription drugs!

Banking Discounts

If you have a chequing account with your bank, check if it offers any kind of seniors discounts. These are some of the top senior rebates provided by Canadian banks.

BMO 

Seniors who are 60 and older can get a free BMO Practical Plan Chequing account, or save $4 on any other BMO chequing plan.

CIBC

The CIBC Smart for Senior Program is open to people over the age of 65. You receive chequing account discounts, free bank drafts and money orders, and a $5 off annual safe deposit box rental fee.

RBC

RBC Day to Day Banking is a service that allows elders aged 65 or older to conduct transactions without incurring any costs. Each month, you get 12 free debit transactions.

TD

For people aged 60 and above with a Senior Advantage membership, TD’s Minimum Chequing Account is free. It usually costs $3.95 per month.

Scotiabank

Seniors aged 60 or older can become a member of Scotiabank’s Basic Bank Account free chequing program, which includes a monthly allowance of 12 transactions. Other Scotiabank Chequing accounts also receive a $4 discount.

Canadian Western Bank

When you turn 57, get the Gold Leaf PLUS Account for a $0 monthly charge. It offers unlimited transactions, a $15 savings on safety deposit box rentals, and free cheques.

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Car Rental Discounts

If you’re interested in renting a car, take a look at some of the top senior discounts in Canada:

Hertz

Hertz offers a Fifty Plus program that saves customers aged 50 and over up to 20% on base car rental rates.

Thrifty

Through the Thrifty Silver Club program, homeowners who are 50 years old or older may get a 5% discount.

Budget

Seniors who join CARP get up to 25% off Budget car rentals in North America.

Avis

As a CARP member, you may save up to 25% on your automobile rental.

Europcar

Europcar members who join CARP can save up to 20% by renting from Europcar.

Travel Discounts

Whether you’re travelling by bus, boat, train, or plane, you can save plenty on tickets with Canadian senior discounts:

Amtrak

Seniors aged 60 and above may save 10% on cross-border rail travel operated jointly by Amtrak and VIA Rail Canada.

CheapOAir

Seniors save money using CheapOair.ca when travelling domestically and internationally. However, you need to call and confirm which deals are available.

Via Rail

The CAA also provides seniors who are 60 years old or older with a 10% senior discount. If you’re a member of the Canadian Automobile Association, you’ll get an additional 10% off.

Halifax Transit

Seniors over the age of 65 can get discounted passes on Halifax Transit, as well as free travel each Tuesday.

Greyhound

Passengers aged 62 and above are entitled to a 20% discount on unrestricted passenger fares upon request.

Hotel Discounts

These hotel groups offer some great deals for people who meet the senior discount age requirements:

Hilton

Hilton-branded hotels provide CARP members with special savings, including 20% off at Embassy Suites, Hampton Inn and Hilton Garden Inn.

InterContinental Hotel Group

The IHG Rewards Club offers discounts to persons over the age of 62. You may verify the rate by calling 1-877-424-2449.

Choice Hotels

Choice Hotels provides customers aged 60 and over with a 10% discount. Additionally, CARP members receive up to 20% off on room rates.

Best Western

Best Western Hotels & Resorts members over 55 save up to 15% on their room rates.

Fairmont

Seniors receive a 25% discount at Fairmont Hotels. CARP members may also get one free night and a $25 dining or spa credit at participating hotels.

Restaurant Discounts

Check out the following restaurant senior discounts in Canada to save on everything from drinks to food:

McDonald’s 

Individuals who are 55 or older can get a 20% McDonald’s senior discount in Canada on their coffee orders at certain locations. Furthermore, many McDonald’s restaurants are franchises, so the owners may introduce their own discounts.

Denny’s

Every Thursday between 2 p.m. and 10 p.m., you can get 15% off your dinner at Denny’s. Only people aged 55 and over can join in this offer. What’s more, Denny’s provides a 55+ menu with reduced prices.

IHOP

If you want a 55+ menu with discounts on breakfast, lunch, and dinner options, visit IHOP.

Subway

Some Subway restaurants give seniors aged 60 and older a 10% discount.

Tim Hortons

The Tim Hortons senior discount will save you 10% on your order in some restaurants.

Papa John’s

Papa John’s provides CARP members with a 25% discount on online orders at locations in Atlantic Canada.

Mandarin Restaurant

Seniors 65 years old or older save 20% on their meals while eating at the Ontario restaurant. A valid photo ID is required. They also provide birthday freebies, as well as complimentary dishes for birthdays.

Retail Store Discounts

Customers aged 55 and over can save some coins by using discounts and promo offers at many retail locations. You can even double your savings by displaying a Seniors Advantage Card.

Hudson’s Bay

On the first Tuesday of each month, HBC offers a Timeless Style Tuesday discount to persons aged 55 or older at Hudson’s Bay. You may also take advantage of various discounts by joining the HBC Rewards Program.

Goodwill

Goodwill has a Senior Day program in Ontario and Alberta, where seniors over the age of 55 may get a 25% discount on the second Monday of each month.

Salvation Army Thrift Store

Seniors aged 60 or above may take advantage of the Salvation Army’s 10% discount on purchases.

Value Village

Every Tuesday, you can use your Senior Advantage membership to get a 30% discount on your purchase at participating Value Village locations.

Global Pet Foods

On the last Tuesday of each month, seniors aged 60 and over can get 15% off in-store purchases at Global Pet Foods.

Canadiana Flowers

Seniors who join CARP receive a 15% discount on flowers and gift baskets from Canadiana Flowers.

Related article: Making a Will in Canada

Grocery Store Discounts

You can use your senior discount card in the following stores to cut down on your grocery bills:

Bulk Barn

Every Wednesday, seniors 65+ can save 10% on their food bills upon providing a valid ID.

M&M Food Market

Seniors who are 60+ get a 10% discount on all regular-priced items at M&M Food Market. Gift cards are not eligible for the offer.

Liquor Depot

On Tuesdays, seniors over the age of 65 get a discount of 5% on their purchases in Alberta and British Columbia locations.

Community Natural Foods

Customers who are 65 years or older can make use of a 5% discount at this Calgary store. A government-issued photo ID is required.

Amaranth Foods 

Seniors aged 65+ can receive 10% in senior rebates every Tuesday in Calgary and St. Albert stores.

Nature’s Fare Markets

On Wednesdays and Thursdays, Nature’s Fare offers a Senior’s Day special, when customers aged 60 and up get a 5% discount.

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Pharmacy Discounts

Canadian seniors can even save on pharmacy prescriptions when buying in the following drugstores:

Pharmasave

The first Wednesday of every month is Senior’s Day at Pharmasave, and seniors aged 55 and above get a 15% discount.

Shoppers Drug Mart

Every Thursday, PC Optimum Cardholders aged 55+ get a 20% Shoppers senior discount. You might save up to $50 by using your PC Optimum Card. The following goods are not included: lottery tickets, gift cards, tobacco, and alcohol.

Lawtons Drugs

On most Wednesdays, Lawton Drugs organizes an appreciation day for seniors who are 55 years and older, when they can save 20% on plenty of items.

Rexall Pharmacy

Customers aged 55 and older who join the Rexall’s Advantage 55+ plan receive a 20% discount

on the final Tuesday of each month.

Entertainment Discounts

Finally, you can enjoy a wide range of senior discounts in Canada at parks, museums, cinemas, and other entertainment venues to make the most out of your golden years:

Hockey Hall of Fame

Seniors aged 65 and older are eligible for a reduced price.

Cineplex

Seniors over the age of 65 can save money on general admission tickets at participating Cineplex and SilverCity locations.

Royal Canadian Mint

This facility is the place where every Canadian coin was produced. Seniors pay a reduced rate of $7 vs. the regular $8 price tag.

Jurassic Forest

Seniors 60 and older save $3 on daily admission tickets.

Parks Canada

Seniors 65 and older receive a Senior Advantage discount on the Discovery Pass as well as single location admissions.

Bottom Line

The aging population in Canada is a powerful force, and businesses would be wise to pay attention. There are many benefits to being a senior in Canada, including access to programs and services that make life easier.

Read more: What is an Annuity?

FAQ

What stores give senior discounts at 55 in Canada?

While the list of stores that offer senior discounts is always subject to change, some of the stores that currently offer discounts to seniors aged 55 and over include Bulk Barn, M&M Food Market, Liquor Depot, Community Natural Foods, Amaranth Foods, Nature’s Fare Markets, Pharmasave and more.

Is Senior Advantage Canada legit?

Yes, Senior Advantage is a legitimate program in Canada. It provides seniors with discounts on various goods and services across the country. Participation in the program is voluntary, so not all businesses offer discounts to seniors.

ABOUT AUTHOR

Mila is an English literature student and a devoted animal's rights advocate. Despite her love for the written word, she's a keen observer of the everyday world and an excellent researcher with a bright and fresh perspective. When she's not doing research, you're most likely to find her out for a walk with her dog or binge-watching a TV show.

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