Odd Credit Card Charges: What Is The 4029357733 PayPal Charge?
Seeing odd-looking charges on your bank statement might seem a little suspicious. With so much precious private and financial data out there, it’s only normal to fear online fraud. But don’t panic about this one.
Our article will answer questions like “What is the 4029357733 PayPal charge?” and explain how you can recognize and avoid fraudulent charges.
Let’s get into it!
What Is The 4029357733 PayPal Charge?
Have you seen the number 402-935-7733 on your credit card statement recently?
If you came across this charge, you don’t need to worry, since it’s not a fraudulent one. This number appears every time a payment from your account or credit card is processed through the PayPal system.
Even if you paid with your credit card, it’s possible that a merchant is using the PayPal system for transactions. Thus, your purchase will show up under the PayPal name instead of the merchant’s.
But what’s the meaning behind this number? Namely, 402-935-7733 is PayPal’s customer service phone number. In some cases, the charge can be displayed as “4029357733 ca”.
What Is 2211 North First Street, San Jose, CA 95131 US?
On some occasions, this address might appear along with the 4029357733 charge on your credit card statement.
However, 2211 North First Street, San Jose, CA 95131 US is actually the address of PayPal’s headquarters in Canada. If you made a purchase from a Canadian store using the PayPal system, it might show up next to your transaction.
In Which Cases Does The 402-935-7733 Number Appear on Your Credit Card?
Aside from being short on funds on your PayPal account, here are some other common reasons why this number might appear on your credit card statement:
You Made a Purchase At a PayPal Accepting Store
PayPal merchants usually use PayPal as a middleman – for both their and your online safety. Additionally, payments processed through PayPal are faster.
So if you’ve recently purchased anything online – this is probably that payment processing. This can happen regardless of whether you have a PayPal account or not.
A Merchant Charged You on the Shipping Date
If you made an online purchase a couple of days ago – the merchant might have charged you when they shipped your item. Some merchants follow this working protocol to additionally notify customers of the shipment date and assure them that the order is on its way.
Read more: Canada Post Shipping Rates
You Made a Donation to a Charity via PayPal
Online donations are a common thing in Canada. What’s more, making charitable donations is an excellent way to pay less taxes each year.
You Sent Money via PayPal
You may have received detailed info for this transaction if you recently used the platform to send money online. In case your PayPal account was short on funds, it automatically reached out to your backup payment method for the additional sum to cover the transaction.
You Let Someone Borrow Your Card
If you let someone use your credit card, they might have made a purchase. Ask that person regarding any completed transactions, or try to remember if you’ve ever given your card information, including the code, to anyone else.
A Fraudulent Charge
Contact your bank immediately if you notice a PayPal charge but do not have a registered account. This might be a security breach of your bank account.
Moreover, if you do have a PayPal account, but none of the above-mentioned reasons fills in the gaps – then follow these steps to report unauthorized activity on your PayPal account.
How To Recognize a Fraudulent Charge?
Scams and fraudulent credit card charges are a common occurrence, especially while online shopping. Read along for some tips on how to recognize and avoid them.
Remember if You Bought Anything Online Recently
Think about whether you (or someone who borrowed your card) have made a purchase recently. If you can’t think of any significant purchases, you may want to contact PayPal to figure out if you’ve potentially been scammed.
Search Your E-Mail for Purchase Receipts
In many cases, a merchant will charge your account on the ship date rather than the purchase date, so be sure to check several days before the charge date. Search for keywords such as purchase receipt, confirmation, order receipt, and confirmation on your email inbox if it has a search feature.
Log Into Your PayPal Account to Look for a Corresponding Charge
If you have access to your PayPal account, check to see if there’s a charge for the exact date and amount. Typically, you’ll find a more comprehensive transaction description, including the merchant’s name and contact information.
Log Into Your eBay Account to Look for a Purchase
Check your eBay account to see whether you’ve made any purchases with the same date and amount on the same day.
Look at the Charged Amount
Take a look at the overall amount paid. Smaller amounts are less frequently fraudulent and are easier to overlook. A large sum that you don’t recognize might be a warning signal.
Wrapping Up
So, what is the 4029357733 PayPal charge?
This charge appears on your credit card, usually because it’s processed through the PayPal system. It’s generally considered safe, but we listed the ways to check if it’s a fraudulent charge before opening a dispute with PayPal.
Stay safe!
FAQ
In most cases, this charge is nothing to worry about since it usually defines payments processed through the PayPal system.
ABOUT AUTHOR
When Angela combined her deep-seated love for linguistics with her growing interest for finance and money management, she struck a gold mine. She’s scoured the internet far and wide for all things related to money and finances, including payments, budgeting and investing. Now she’s eager to share her knowledge and skills with the world, determined to make it a better place. In her free time, she loves to read a good book.
